The Cost Of Moving Home

If you're planning on buying a property, either as a first time buyer or as an existing homeowner, there are a variety of costs that need to be considered including valuation and surveyor costs to stamp duty and removals, as well as searches and solicitor fees - it all adds up. The following is a break-down and explanation of all costs associated with buying a property. We hope this guide helps you work out just how much you will require and what you will need to make the move.

Mortgage Valuation

When buying a property your bank or lender will commission a 'mortgage valuation' on the property you wish to purchase. The purpose of the valuation is to ascertain whether the value of the property offers sufficient security for the amount you wish to borrow. This service would cost you approximately £300 - £400.

Property Survey

A survey is a detailed inspection to determine what the condition of a property is internally and externally. The surveyor will inspect the property and confirm whether there are any major or minor structural problems or undetected issues such as subsidence, damp, mould, etc. The surveyor will compile a report offering expert commentary on the property's condition and a recommendation of what works may need to be carried out, if any.

You can expect to pay between £250 - £350 for a basic survey or you could request a full structural survey offering in-depth analysis for £600 upwards.

You can ask your mortgage lender to recommend a qualified surveyor or you can click here to receive an instant quote from a reputable surveyor now. Average fee: £250 - £600 +

Legal Fees

When buying or selling a property you'll need a solicitor to act on your behalf and to carry out any legal work for you which typically covers all the legal processes involved in purchasing a property. Legal fees tend to be broken down into standard legal fees and disbursements, including conveyancing, local searches, transfer fees and further checks.


Conveyancing involves legally transferring home ownership from the seller's name to the buyer's name. This generally costs between £500 - £1,500. Our conveyancing partners offer their service on a No Sale No Fee basis.

    Instant Quote       


Searches are made by your solicitor to find out further information about the property you want to purchase. As part of the home-buying process, your Solicitor will carry out a variety of 'searches' with the local authority and other parties. This will confirm whether the property is in a conservation area or not, has a tree preservation order, or an enforcement notice for violation of planning permissions or any other known breaches. Searches will cost between £250 - £650.

Electronic Transfer Fee

When the funds from your mortgage have been transferred from the lender to the solicitor, you will be charged an electronic transfer fee which is a relatively small fee between £40 - £50.

Altogether it will cost an average of £850 - £1,500 for Solicitor Fees including legal fees and conveyancing.

Estate Agency Fees

How much will it cost me?

When you decide to instruct an estate agent to sell your property, you will be charged a commission for their services, which will be a percentage of your final sale price. Most agents charge between 1% - 3.5% (+VAT) of the agreed sale price, meaning if your property sells for £500,000 and you are charged the average 1.5% commission, you will be liable to pay £9,000 (Inc VAT).

There is another way...

Our pricing structure is simple, we charge a low fixed-fee in return for the marketing and sale of your property. Prices start from as low as £395 for our pay upfront packages and for our No Sale No Fee option we charge a modest fixed fee of £995. Try our Savings calculator to see how much you can save by using Just Sold.

    Savings Calculator       

Stamp duty

Every home buyer looking to purchase a property within the UK will be liable to pay a stamp duty land tax. Stamp Duty applies to freehold and leasehold properties with a value over £125,000, whether you're purchasing outright with the full amount in cash or through a borrowing facility like a mortgage.

After changes of regulations in 2017, first-time buyers will now be exempt from paying stamp duty up to £300,000, as long as the price for the new property is below £500,000. For existing homeowners the amount you're liable to pay will be higher and varies depending on how much the property costs.

Calculate how much stamp duty you will have to pay on your next purchase with our handy Stamp Duty Calculator.

Removal Costs

Moving can be quite a time-consuming and difficult process. Removal companies are there to help with the pain staking process of moving all of your belongings from one location to another, whether it be 5 miles or 25 miles, it can be quite daunting.

There are many factors that will determine the cost of using a removals company, such as the amount of goods being transported, the distance travelled, size of the packing crew and the speed of packing will make a big difference in the total cost. Average fee: £300 - £2,000 dependent on size of property.

Click below to get an instant quote from a highly reputable removals company .

    Instant Quote       

Copyright © Just Sold 2020
Just Sold, Kemp House, 152 - 160 City Road, London, EC1V 2NX

  We accept the following Payment methods online